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Copen Grand

Copen Grand launch preview in D24 — register for VIP showflat access.

*The information is subject to change and photos/images used are artists' impressions for illustration purposes only.

Preview Copen Grand floor plans and register VIP interest.

Copen Grand is an Executive Condominium in District 24 by CDL & MCL, with a 99-year tenure and an expected completion around 2027. The development offers 639 units across 2- to 5-bedroom layouts, giving families a range of configurations to consider. This page is a launch preview for Tengah Garden Walk: browse indicative unit types, review floor plans and register for VIP showflat access. Pricing is indicative only and will be confirmed closer to launch.

Project Vitals
DeveloperCDL & MCL
District / RegionD24 · OCR
Tenure99-year Leasehold
Total Units639
Expected TOP2027
Key Investment Distinctives
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Connectivity

Tengah Garden Walk sits in the growing Tengah area of D24; transport details will be shared as plans are confirmed.

🎓

Schools & Lifestyle

Family-friendly D24 surroundings; school options nearby will be shared during the showflat preview.

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Growth Potential

Tengah is a maturing new town in the OCR; the district continues to develop over the coming years.

Copen Grand Garden Landscape

*The information is subject to change and photos/images used are artists' impressions for illustration purposes only.

Preview Copen Grand floor plans and register VIP interest.

Copen Grand is an Executive Condominium in District 24 by CDL & MCL, with a 99-year tenure and an expected completion around 2027. The development offers 639 units across 2- to 5-bedroom layouts, giving families a range of configurations to consider. This page is a launch preview for Tengah Garden Walk: browse indicative unit types, review floor plans and register for VIP showflat access. Pricing is indicative only and will be confirmed closer to launch.

Tengah Garden Walk sits in the growing Tengah area of D24; transport details will be shared as plans are confirmed.

Family-friendly D24 surroundings; school options nearby will be shared during the showflat preview.

SINGAPORE NEW LAUNCH PURCHASE ROADMAP

Copen Grand — New Launch Purchase Procedure (8-Step Roadmap)

A structured roadmap for purchasing available developer balance units: from showflat inspection and direct 5% OTP booking to progressive construction calls and key handover.

Step 1 Prior to Booking (1–3 Days)

Affordability & In-Principle Approval (IPA)

55% TDSR / Bank IPA Pre-Check

Obtain swift bank In-Principle Approval (IPA) within 1–3 days to confirm your MAS 55% TDSR borrowing quantum and cash/CPF downpayment budget prior to securing your choice unit.

  • ✓ Fast-track bank IPA assessment (1–3 days)
  • ✓ CPF OA balance & down payment prep
  • ✓ Stamp duty (BSD/ABSD) funds ready
Step 2 Immediate · Live Sales

Live Balance Units & Developer Starbuys

Direct Developer Release

Review live developer availability and latest discounted starbuy promotional units. Available balance units are transacted directly on a first-come, first-served basis with immediate confirmation.

  • ✓ Live available stack & unit inventory
  • ✓ Developer promotional discounts & starbuys
  • ✓ Price per sq ft vs recent transactions
Step 3 By Appointment (Daily)

Private Showflat Tour & Site Analysis

Hosted Tour · Zero Agent Fees

Guided walkthrough of show suites and physical development site to inspect spatial layouts, premium fittings, actual view corridors, and distance to MRT and schools.

  • ✓ Show suite inspection & layout evaluation
  • ✓ Finishes & branded fittings check
  • ✓ Actual site perimeter & view orientation
Step 4 Decision Matrix

Stack & Floor Level Optimization

Optimal Value Selection

Compare available floors and stacks using the Elevation Matrix. Analyze floor premiums, pool vs landscape views, and optimal price quantum to lock in your preferred unit.

  • ✓ Precise floor jump premium check
  • ✓ Facing & pool vs landscape view trade-offs
  • ✓ Target unit confirmation with backup choice
Step 5 Official Launch Day

Booking Day & Option to Purchase (OTP)

5% Booking Deposit (PayNow/Cheque)

Secure choice unit during official balloting with 5% booking fee (via PayNow/Cheque/Cashier’s Order) in exchange for the Option to Purchase (OTP).

  • ✓ Lock choice unit & stack
  • ✓ Pay 5% booking deposit
  • ✓ Receive developer-signed OTP
Step 6 Weeks 2 to 9

Exercise S&P Agreement & Stamp Duties

15% Balance (Cash/CPF) + BSD

Developer issues S&P within 14 days. Exercise OTP within 3 weeks; pay BSD/ABSD within 14 days of exercise. Complete 15% balance payment within 8–9 weeks from OTP.

  • ✓ Appoint conveyancing lawyer
  • ✓ Exercise OTP within 3 weeks
  • ✓ Pay Stamp Duty (BSD) within 14 days
  • ✓ Pay 15% balance within 9 weeks
Step 7 Ongoing Construction · Est. TOP 2027

Progressive Milestone Payments & Construction Progress

5%–10% Stage Milestone Calls

Because construction is actively underway towards TOP (Est. 2027), early completed structural stages are billed at S&P completion, with remaining 5%–10% milestone calls spread over the shortened construction period.

  • ✓ Early completed stages billed upon S&P
  • ✓ Remaining tranches billed per certified milestone
  • ✓ Significantly shortened waiting time to TOP
Step 8 Nearer TOP (Est. 2027)

TOP Key Handover & 12-Month Warranty (DLP)

25% on TOP; Final 15% on CSC

With a significantly nearer TOP date (Est. 2027), collect keys sooner for immediate personal move-in or fast rental yield generation. Full 12-month Defects Liability Period (DLP) warranty included.

  • ✓ Accelerated timeline to key collection & move-in
  • ✓ 12-month defect warranty coverage
  • ✓ Immediate rental income potential upon TOP
🏢 EXECUTIVE CONDOMINIUM (EC) FINANCING

Copen Grand EC Mortgage & MSR Affordability Calculator

Indicative monthly instalment & MAS 30% MSR threshold — test Normal (NPS) or Deferred Payment Scheme (DPS).

🛡️ EC Regulatory Framework
30% MSR Cap Instalment capped at 30% gross income
S$16K Income Ceiling HDB maximum household limit
0% Upfront ABSD HDB upgraders get upfront remission
Deferred Payment (DPS) S$0/mo mortgage until TOP
Normal Payment Scheme (NPS): Progressive disbursements and instalments start as construction advances.
Max 75% bank loan for first housing loan (subject to 30% MSR).
Max 30 years for EC bank loans under MAS Notice 645 (not past age 65).
Indicative only — actual rates depend on lender, profile and MSR/TDSR assessment.
Estimated Monthly Instalment
S$ 0
Loan: —
Down payment: —
Min. Income for 30% MSR: —
Estimates only. Minimum EC down payment is 25% (under NPS: 5% cash + 20% cash/CPF; under DPS: 20% upfront + 5% at TOP). Consult a mortgage advisor for binding figures.

Stamp Duty & MSR Affordability Check

Indicative BSD/ABSD payable, MAS 30% MSR threshold, and 55% TDSR qualification.

HDB statutory gross household income ceiling for new EC purchases is S$16,000/mo.
Car loans, personal loans, credit card min. sums, etc. (assessed under 55% TDSR).
Buyer's Stamp Duty (BSD)
S$ 0
Additional Buyer's Stamp Duty (ABSD)
S$ 0
Total stamp duty: —
MSR (Mortgage Servicing): —
—
TDSR: —
—
Indicative only, based on IRAS stamp duty rates, MAS Notice 645 30% MSR cap and 55% TDSR. Actual eligibility and loan quantum depend on HDB vetting and bank credit approval — consult a Project Specialist.
🏗️

EC Payment Timeline & Cashflow Milestones (PPS / DPS)

Dynamic Singapore URA / HDB Standard Sale & Purchase Agreement timeline calculating stage call amounts, funding sources (Cash/CPF vs Loan), and progressive amortised monthly instalments.

💡 How Progressive Payment Works: During construction, bank loan disbursements are called in tranches as certified by architects. You only service mortgage interest and instalments on the cumulative loan drawn to date, keeping initial monthly payments significantly lower until key handover (TOP).
Total Cash/CPF (incl. Duties) —
Total Bank Loan Disbursed —
Grand Total (Price + Duties) —
Peak Monthly Instalment (TOP) —

* Milestone disbursements are indicative and based on Singapore URA/HDB Standard S&P schedules and MAS regulations. Actual drawdowns depend on developer architectural certification, legal conveyancing, and lender packages. Consult a Project Specialist.

🛡️ Essential Buyer Protection · Pre-Booking Requirement

Bank In-Principle Approval (IPA) — Why It Is Critical Before Booking

An official conditional loan pre-assessment from major Singapore banks (DBS, OCBC, UOB) establishing your indicative borrowing limits under MAS TDSR (55%) rules, safeguarding booking deposits against loan shortfalls.

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Safeguard Against 25% Booking Fee Forfeiture

New launches require a 5% cash booking fee for the OTP. If loan financing fails before expiry, 25% of this deposit is legally forfeited (losing $20,000 to $50,000+). Obtaining an In-Principle Approval (IPA) safeguards your booking deposit against borrowing shortfalls.

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Maximum Loan Budget Clarity

Balloting moves fast. An active IPA gives you maximum loan budget clarity, letting you select your preferred stack and floor level with complete confidence.

⚡
Fast-Track Letter of Offer (24–48h)

With an active IPA, banks convert your pre-approval into a formal Letter of Offer within 24–48 hours upon OTP issuance, easily beating the 3-week legal deadline.

FAQ

Copen Grand is a 99-year Leasehold residential development situated in D24.

The development features 639 residential units across 2 - 5.

Indicative starting prices are from 1085000. Register below to receive the official developer price sheet, balance units, and promotion updates.

The expected Temporary Occupation Permit (TOP) date for Copen Grand is 2027.

Copen Grand is located at 51,53,55,57,59,61,63,65,67,69,71,73 Tengah Garden Walk, providing direct connectivity to established MRT transit lines in D24.

Nearby educational institutions include established primary and secondary schools in D24.